We like to use local lenders from our area that are known to be the best at what they do. If you need immediate assistance or help at closing for some unforeseen circumstance it is always better to have that relationship established with a local known person that you are able to get hold of easily and not put on hold while waiting for a phone call with someone from a different state that has no idea what it is you are talking about. All three are able to give fast turnaround pre-approvals over the phone in most cases in less than 15-20 minutes and is free of charge. Having that pre -approval out of the way before shopping for your home lets you have a very real expectation of what and where you need to look for your home saving you time and energy. We leave the choice to you of whom to use but whole heartedly recommend either of these three choices.